If you are seeking ladies car insurance and are having a tough time finding it cheap, you are not alone. There are several reasons why car insurance for women should be cheaper, but it still isn’t.

For one, women tend to drive slower and more cautiously than men. Contrary to the popular belief and old saying about “women drivers”, men are involved in more accidents. Those accidents cost more in damage repairs than the accidents that women are involved in.

Another reason is that around 90 percent of all traffic citations are given to men. While women do get tickets and citations, men tend to carry a higher percentage and more severe infractions. Men are also more likely to be involved in road rage, which has led to countless accidents and deaths on the highways.

Ladies car insurance should be cheaper than a mans insurance. Why it isn’t is still a mystery to many women. The car insurance companies are capitalizing on the equality push to charge based on sex, not on driving history.